‘A Man Is Not A Financial Plan’ by Joan Baker
Investing For Wealth and Independence.

Joan Baker has written this book with women in mind but her message is clear whether you are young or old, single or in a relationship, whether you have savings or not you can take control of your finances. Women are capable of so much, keeping a family functioning while holding down a job is no small task. Taking care of yourself is often on the bottom of the ‘to do’ list, however taking care of yourself financially is essential for your own and your families long term security.

Women need to create their own wealth, enough to survive independently, so that whether they have a man in their life or not they will be ok financially. A plan is needed, even if you have a high income that alone is not enough to grow wealth.

Joan demystifies the jargon covering areas such as budgeting, principles of investing, superannuation, diversification, and managed funds. She explains the emotion that drives the share market. Which, by the way, women are often more successful at conquering than men are. She explains the importance of making your money when you buy and how to borrow smart for investments.

She covers how to plan your investment strategy and how to decide what is the best investment for you. She also passes on some encouraging thoughts on taking action, for without action no amount of investment knowledge will help.

Joan has had twenty years experience as a financial coach and says the main thing she has learnt is that anyone can become financially free, but you have to know what it is you want and you have to want it enough.

By: Teresa Vidal